Roofing Insurance Claims

Document what you can see safely

Take photos from ground level, note when you noticed damage, and save receipts and correspondence.

Ask your insurer about your policy

Ask how to report damage, what documentation it wants, and which deadlines and deductible apply to your situation. Ask how it wants you to handle temporary repairs.

Keep the estimates separate

Ask the contractor for a written scope and pricing. Ask the insurer to explain its coverage decision and any differences from the contractor’s estimate.